Independent mortgage advice
At SEE IT HERE FIRST, excellent service is our priority, which is why we've partnered with Ernest Grant Mortgages. They're an independent mortgage advice service focused on helping you get it right the first time. Their goal is to provide all your options upfront, so you can make the best decisions for you and your family. See how they can help below.
Quick mortgage calculator
Planning is everything.
Most advisers will provide some mortgage quotes and how much you can borrow in a first consultation. At Ernest Grant Mortgages, your dedicated adviser will spend the first consultation ensuring you have covered all bases, they do that in 3 simple steps.
Book Introductory Call
1. Creating the budget.
Your adviser will provide a tailored understanding of what you're likely to be able to borrow. They then couple this with your own preferences on maximum spending per month to tailor a loan amount and deposit level that is best fit.
2. Knowing your costs.
Buying a home can be costly. It's important to know how much you are likely to need for a deposit, but also the other associated costs of purchase. That's why your adviser will provide a full breakdown of your upfront and ongoing costs to buy a property, so you can save with purpose.
3. Lender qualification.
As part of your free initial consultation service, your adviser will provide a certificate (subject to credit) from lenders that will state the amount you can borrow (known as an Agreement in Principle). This is required by most estate agents to lodge a successful offer.
Mortgage Calculator
Find out what your mortgage payments might be using our calculator
Monthly Payment
£660
Next steps
Setting a budget is the right place to start on your home buying journey. This calculator gives you an idea of repayments, but it’s just an indication. Want to know what rate you qualify for? Book an introduction meeting today.
Calculator assumptions.
Monthly repayments – The calculator divides the total mortgage amount and the total interest payable (using your selected rate) by the total number months in the mortgage term.
Interest rate – The interest rate you select is used to calculate the total interest payable over the mortgage term. The calculator assumes that the interest rate will remain the same throughout the mortgage term.
Payment frequency – The calculator assumes that interest is charged at the same frequency that the repayments are made. In practice, this may differ with different mortgage products.
The information provided by this tool is for guidance purposes only and should not be construed as advice or a mortgage offer.
Your property may be at risk of repossession if you do not keep up mortgage repayments.
Why choose Ernest Grant Mortgages
A smoother mortgage journey
Ernest Grant Mortgages are there to put you first. Unlike others, their advisers are supported by an expert in-house team dedicated to keeping things on track. They'll communicate with you, your agent, and your solicitor to ensure everything runs smoothly.
Finding the right fit
Your adviser can find mortgages from over 100 lenders, not just a limited panel. Each lender has unique criteria, rates, and specialities, so you'll get the one that fits you best.
The EGM rate review promise
Ernest Grant promise to review your rate at least twice during your home-buying process - sometimes even three times. This could save you thousands, and comes at no extra cost.
Mortgage guides
See the helpful guides below if you are looking to learn more about the mortgage and buying process. Please note, these guides are general advice of Bayzos Estate Agents and not official mortgage advice of Ernest Grant Mortgages.
